No matter how bad your life is, you CAN take control of your money. Perhaps no other resource will help you more than The Total Money Makeover by Dave Ramsey. There will be no get-rich-quick schemes here. Instead you will get a proven and straightforward game plan to completely change your money habits. You’ll learn how to pay off all your debt, save for emergencies and retirement, invest with confidence and avoid the common money mistakes and myths that hold people back. Complete with new forms and resources to aid in your journey to financial freedom.